Posts Tagged: Adverse Action

What is Adverse Action Under the FCRA?

What happens when a background check on an applicant or employee uncovers something that would negatively impact that person’s employment? Under the Fair Credit Reporting Act (FCRA), an employer must take specific steps before and after you can take an ‘adverse action’ based on the report. Let’s back up and look at two key definitions:… Read more »

Employment Screening FAQ Series: Do We Have to Follow FCRA Guidelines?

Today we continue our spotlight on some of the most frequently-asked questions we hear from employers concerning their use of employment background checks. This time, we focus on the federal Fair Credit Reporting Act (FCRA). Let’s start with a definition. The FCRA of 1970 was enacted to promote the accuracy, fairness, and privacy of consumer… Read more »

What the Law Says About Adverse Action

Adverse action in employment (the process of denying an employment opportunity to a candidate or employee because of something revealed in a background check) can land an employer in a rugged territory of cross-cutting laws and regulations. With the increased coverage of Ban the Box laws in many state and local jurisdictions overlapping the federal… Read more »

10 FCRA Adverse Action Dos and Don’ts

When you’re considering denying employment as a result of a background check, your adverse action process takes over. The Federal Fair Credit Reporting Act (FCRA) requires that employers follow a process that begins before a final decision is made. Its intent is to protect candidates and employees from unfair employment-related decisions. To help you, here… Read more »

Philadelphia Limits the Use of Credit History in Hiring Decisions

philadelphia credit check law

As part of its Fair Practices Ordinance, Protections Against Unlawful Discrimination, Philadelphia has enacted a measure that limits employers’ use of credit history in making employment decisions about applicants or employees. The law is effective as of July 7, 2016. We are used to hearing about jurisdictions adopting a Ban the Box law to restrict… Read more »