Posts Tagged: employment credit check

The Real Impact of Employment Credit Reports is Not What You Think

Credit scoring is widely used in the underwriting and pricing of mortgage and consumer credit, and the credit information used to derive these scores is commonly used in employment screening for certain sensitive positions. Despite their widespread use, credit scores and credit histories raise concerns over an unfair disadvantage to minority populations. These concerns center… Read more »

University of Miami Accused of Racial Discrimination for Rejecting Job Applicants Based on Employment Credit Checks

A lawsuit filed in Miami federal court on November 22, 2010 alleges that the use of employment credit checks by the University of Miami constitutes discriminatory hiring practices, as defined by Title VII of the Civil Rights Act. In this potentially ground-breaking class-action lawsuit, Plaintiff Loudy Appolon asserts that employers who use credit history to… Read more »

The Background Credit Check Under Fire: Fair or Not?

Is an Employer’s Use of Background Credit Checks Appropriate? Under fire from consumers, state legislators, and the EEOC, the background check utilized by employers to judge individuals’ suitability for certain jobs is being challenged. The use of background checks and specifically the background credit check has been under intensifying debate among national and state officials… Read more »